DIY vs Professional Service: The Real Comparison
Factor | DIY Formation | Professional Service | Winner |
---|---|---|---|
Time Required | 2-4 hours research + filing | 10-15 minutes | Service ✓ |
Cost | State fees only ($50-$500) | $0-$299 + state fees | DIY ✓ |
Error Risk | High (30% have mistakes) | Zero (guaranteed accuracy) | Service ✓ |
Registered Agent | You must serve ($0) | Included free 1st year | Service ✓ |
Compliance Help | None | Ongoing support included | Service ✓ |
EIN Number | Apply separately | Can be included | Service ✓ |
💡 Why 73% Choose Professional Services
The small additional cost (often $0 with basic packages) saves hours of time and prevents costly mistakes. With free registered agent service for the first year, professional services often cost LESS than DIY in the first year.
State-by-State Complexity Score
Some states make LLC formation simple, while others have complex requirements that trip up first-timers. Here's how difficult each state is for DIY formation:
Easy States (1-2 hours)
Wyoming, Delaware, Nevada, Montana, New Mexico, South Dakota
Moderate (2-4 hours)
Florida, Texas, Colorado, Arizona, North Carolina, Georgia
Complex (4+ hours)
California, New York, Illinois, Massachusetts, New Jersey, Pennsylvania
The Hidden Costs of DIY Formation
Compliance Penalties
Miss a deadline or filing requirement and face $500-$2,000 in penalties
Registered Agent Issues
Must be available during all business hours or risk missing legal notices
Operating Agreement
DIY templates often don't meet state requirements ($500+ for lawyer to fix)
Amendment Fees
Fixing formation mistakes costs $50-$200 per amendment
Step-by-Step: The Professional Service Method
- 1
Choose Your Service (1 minute)
We recommend ZenBusiness for best overall value at $0 + state fees
- 2
Enter Basic Information (3 minutes)
Business name, address, member names - the form guides you through everything
- 3
Review and Submit (1 minute)
Double-check your info and submit - they handle all state filings
- 4
Receive Your LLC Documents
Articles of Organization filed and official LLC documents sent to you
Total Time: 10-15 Minutes
Start Your LLC in Minutes →